As members of GXX® our shareholder and investors can trust that they are making the right decisions! We believe in offering the most cutting edge services and methods for our company for our customers. We believe in respect for our global community. This respect for the global community is one of the things that make GXX® so successful, both in the moment and in the future. With a combination of financial, social and environmental aspects, GXX® continues to help grow the world around us! Our policies ensure that we make the most ethical, broad scale positive choices for everyone in the world.

GXX® is committed to its shareholders and investors. We believe in clear communication and the transmission of information to our shareholders and investors. We continually address current and future issues related to the company. GXX® prides itself on accuracy and meticulous details of operations. We believe in total disclosure and with this information GXX® offers shareholder meetings, press conferences, meetings with investors, online information and annual reports. Only some of the topics we make information available on are: who we are, our finances and our acquisitions. This helps our shareholders and investors continue to be aware of what is going on in their company. You can always count on the most up to date news!

We hold our company to the highest possible standards of ethical business conduct. GXX® has specific code of conduct we adhere to. This code of conduct is set out as a guideline for everyone in our company. We go above and beyond to ensure ethical conduct with all our directors, officers and employees. GXX® has anonymous methods of reporting questionable activities within the company’s operations. GXX® welcomes its shareholders and investors to communicate their thoughts and concerns with us! GXX® understands that the world is a dynamic and changing environment. This is why we are open to ideas and changes that we believe will result in positive outcomes. With an attitude of mutual respect, honesty and trust we are able to ensure peace of mind in our shareholders and investors.

You can see GXX®’s upcoming schedule of company news and events. GXX® provides access to all current and past information available online. This information includes financial information, news, press releases and events. GXX® supplies information on its board of directors, CFO, CEO and committee members.

We also offer information and help on how to become a shareholder or investor. There are many reasons why someone would want to be a part of GXX®. Investing in GXX® is a great opportunity! With its global market access and amazing returns, shareholders and investors greatly benefit from being a part of GXX®.

.

YOUR — — USE OF THIS WEBSITE AND YOUR TRANSACTIONS CONDUCTED WITH THE COMPANY OR OTHER PERSONS, INCLUDING BORROWERS, THROUGH THIS WEBSITE ARE SUBJECT TO THE GENERAL TERMS OF — — USE AND THE FOLLOWING ADDITIONAL TERMS AND CONDITIONS APPLICABLE TO LENDERS, ALSO REFERRED TO AS “LENDER TERMS OF — — USE”. ACCESSING THE LENDER WEB PAGES OF THE WEBSITE OR OTHERWISE USING THIS WEBSITE IN THE CAPACITY AS A LENDER OR POTENTIAL LENDER CONSTITUTES YOUR ACCEPTANCE OF AND AGREEMENT WITH THE LENDER TERMS OF — — USE WHETHER OR NOT YOU SUBMIT AN “OFFER TO LEND” THROUGH OUR WEBSITE OR COMPLETE ANOTHER TRANSACTION WITH GXX INC. OR ANY THIRD PARTY THROUGH THIS WEBSITE. IF YOU DO NOT AGREE TO THE LENDER TERMS OF — — USE, YOU MAY NOT ACCESS AND — — USE OUR SERVICES.
INTERPRETATION

Terms used in these Lender Terms of Use and not otherwise herein defined shall have the meaning ascribed to such terms in the General Terms of Use.
OUR SERVICES

Our service facilitates the introduction of our Affiliate Lenders to borrowers, but we are not a party to these transactions nor do we review or approve any borrowers that use our service. In addition, we do not review the terms of any loan. You must complete your own due diligence on, and evaluation of, a borrower, appropriate credit checks, any security provided by the borrower, the borrower’s ability to service the loan, and the terms and conditions of each loan. You must prepare and attend to the execution and registration of loan documents you or your professional advisors’ deem appropriate in the circumstances of any loan. In addition, in the event the borrower defaults on the loan or for some other reason you wish to call your loan, take collection or other enforcement actions, you are solely responsible for such actions and all costs associated therewith. It is your responsibility to obtain legal and other professional advice prior to entering into any binding agreement with a borrower or other party.

As an Affiliate Lender, you provide us with certain information that helps us make introductions to borrowers; however, we do not warrant or guarantee that we will make appropriate introductions. IT IS YOUR RESPONSIBILITY TO DETERMINE WHETHER OR NOT TO LEND TO A BORRWER INTRODUCED THROUGH OUR WEBSITE AND THE TERMS OF SUCH LOAN. IN ADDITION, WE DO NOT VERIFY ANY INFORMATION PROVIDED BY A BORROWER, THIS IS YOUR RESPONSIBILITY.

A BORROWER MAY DEFAULT ON A LOAN AND WE ARE NOT RESPONSIBLE WHATSOEVER FOR SUCH DEFAULT NOR WILL WE ASSIST YOU WITH ANY LOAN REALIZATION OR COLLECTION.

YOU REPRESENT, WARRANT, COVENANT AND AGREE:

You will only make an offer to loan if you in good faith and fair dealing wish to enter into a loan transaction with the borrower.
If you enter into a loan agreement with a borrower, you are legally obligated to provide the loan in accordance with, and subject to, such agreement.
The terms and conditions of any loan shall be in accordance with all applicable laws and this is your responsibility.
If the borrower defaults, you are responsible for collecting directly from the borrower and we are not liable to you for such lender’s default nor will we in anyway assist you with any collection activity.

You shall comply with all applicable federal, state/province and municipal/local laws, including but not limited to consumer protection laws, laws governing lenders, money laundering and proceeds of crime laws, privacy laws and criminal laws.

YOU SHALL OBTAIN FROM EACH BORROWER, PRIOR TO ADVANCING FUNDS TO SUCH BORROWER, (i) A CERTIFICATE OF INDEPENDENT LEGAL ADVICE, CONFIRMING THAT THE BORROWER HAS READ, UNDERSTOOD AND AGREES TO ALL THE TERMS AND CONDITIONS OF THE LOAN, AND (ii) A FULL AND FINAL RELEASE AND INDEMNITY IN FAVOUR OF GXX AND ITS AFFILIATES, VENDORS AND LICENSORS, AND ALL OF THE EMPLOYEES, OFFICERS, DIRECTORS, AGENTS AND REPRESENTATIVES OF GXX AND ITS AFFILIATES, VENDORS AND LICENSORS, FROM ALL COSTS, CLAIMS, DAMAGES, EXPENSES OR OTHER LOSSES WHATSOEVER, RELATIVE TO THE LOAN, SUCH DOCUMENT TO BE IN FORM AND SUBSTANCE SATISFACTORY TO GXX.

INDEMNIFICATION

You agree to indemnify GXX and its affiliates, vendors and licensors, and all of the employees, officers, directors, agents and representatives of GXX and its affiliates, vendors and licensors, against, and to hold all of them harmless from, all costs, fines, claims, damages, expenses or other losses whatsoever, including attorney’s fees and court costs, that arise from or are related to (i) your breach of the above set out representations, warranties, covenants and agreements, (ii) your breach of or failure to comply with this Agreement, including these Lender Terms of Use, and (iii) a loan made by you to, or other transaction or dealings between you and, a borrower introduced directly or indirectly by us.

LIMITATION OF LIABILITY

WE DO NOT WARRANT OR GUARANTEE IN ANY MANNER THAT A BORROWER HAS NOT COMMITTED, OR WILL NOT COMMIT, A FRAUDULENT ACT IN OBTAINING A LOAN.
WE DO NOT WARRANT OR GUARANTEE IN ANY MANNER THAT THE LENDER WILL RECEIVE ALL OR ANY PORTION OF PRINCIPAL OR INTEREST ON ANY LOAN OR REALIZE ANY PARTICULAR OR EXPECTED RATE OF RETURN FROM THE FUNDS LENT. THE AMOUNT LENDER RECEIVES ON LENDER’S LOANS IS SPECIFICALLY RESTRICTED TO THE BORROWER’S PERFORMANCE UNDER THE LOAN AGREEMENT EVIDENCING THE LOANS, TO WHICH WE ARE NOT A PARTY. WE DO NOT GUARANTEE ANY LOANS OBTAINED THROUGH OUR WEBSITE, MAKE ANY REPRESENTATIONS AS TO A BORROWER’S ABILITY TO PAY AND DO NOT ACT AS A GUARANTOR OF ANY LOAN PAYMENT OR PAYMENTS BY ANY BORROWER.
LENDER FURTHER UNDERSTANDS AND ACKNOWLEDGES THAT THE BORROWER MAY DEFAULT ON THE LOAN, AND THAT SUCH DEFAULTS MAY NEGATIVELY AFFECT THE AMOUNT OF PRINCIPAL AND INTEREST THAT THE LENDER RECEIVES ON SUCH LOANS.

IN NO EVENT SHALL WE BE LIABLE TO YOU FOR ANY LOST PROFITS OR SPECIAL, EXEMPLARY, CONSEQUENTIAL OR PUNITIVE DAMAGES, EVEN IF INFORMED OF THE POSSIBILITY OF SUCH DAMAGES. FURTHERMORE, WE MAKE NO REPRESENTATION OR WARRANTY TO YOU REGARDING THE EFFECT THAT THIS AGREEMENT MAY HAVE UPON THE FOREIGN, FEDERAL, STATE/PROVINCE OR LOCAL/MUNICIPAL TAX LIABILITY TO WHICH YOU ARE SUBJECT.
THE PARTIES HERETO WAIVE A TRIAL BY JURY IN ANY LITIGATION RELATING TO THIS AGREEMENT, A LOAN OR ANY OTHER AGREEMENTS OR OTHER TRANSACTIONS RELATED THERETO.

DISPUTE RESOLUTION PROCEDURE

Should you have a dispute, issue or problem (a “Dispute”) with our services or processes you must contact us first at the contact details provided below. We will endeavour to find a resolution to the Dispute by direct communication with you in the first instance. You must provide all reasonable assistance to us in finding an acceptable outcome or resolution and you must act reasonably in doing so. Should direct discussion between us and you not resolve the Dispute then both parties must seek to resolve the Dispute through mediation or a professional independent mediator prior to either party commencing legal action in a court of law. This Dispute Resolution Procedure does not waive any of our rights under this Agreement.

GOVERNING LAW

You agree that these Terms of Use shall be governed by and construed in accordance with the laws of the Province of Ontario, Canada, without giving effect to any principles of conflicts of law. You agree that any action at law or in equity arising out of or relating to these Terms of Use or the use of this website shall be filed only in the provincial or federal courts located in Ottawa, Canada, and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action.

SEVERABILITY

You agree that if any provision of these Terms of Use shall be found to be unlawful or void, or for any reason unenforceable, then that provision shall be deemed severable from the other provisions of these Terms of Use and shall not affect the validity and enforceability of such other provisions.

HOW TO CONTACT US

If you wish to contact us regarding this agreement or any of our services you can do so at any time via the Contact Us page (this page contains our contact details such as our email and mail addresses).

YOUR — — USE OF THIS WEBSITE AND YOUR TRANSACTIONS CONDUCTED WITH THE COMPANY IN CONNECTION WITH THIS WEBSITE ARE SUBJECT TO THE FOLLOWING TERMS AND CONDITIONS, ALSO REFERRED TO AS “TERMS OF — — USE”. CLICKING ONTO WEB PAGES BEYOND THE WEBSITE’S HOMEPAGE CONSTITUTES YOUR ACCEPTANCE OF AND AGREEMENT WITH THE TERMS OF — — USE WHETHER OR NOT YOU SUBMIT AN APPLICATION THROUGH OR COMPLETE ANOTHER TRANSACTION WITH GXX. IF YOU DO NOT AGREE TO THE TERMS OF — — USE, YOU MAY NOT — — USE THIS WEBSITE.

WEBSITE OWNERSHIP

www.gxx.com (“this website”) is owned and operated by GXX Inc., Lewes, Sussex, Delaware United Sates of America, a subsidiary of GXX Inc. 5330 Canotek Rd Suite 36 Ottawa ON Canada.

“We”, “our”, “us” and “GXX” mean, as applicable, GXX Inc. and any of its subsidiaries or affiliates and include any program or joint venture any of these parties participates in; “user”, “you” and “your” mean an individual who has made application to or through us or otherwise uses any product or service offered by us, including any co-applicants, guarantors or personal representatives.

If you are a borrower, GXX provides you with a platform for you to connect with lenders (each, an “Affiliate Lender”). If you are a lender, GXX provides you with a platform to connect with borrowers.

BECA– — USE GXX IS NOT INVOLVED IN TRANSACTIONS BETWEEN ITS — — USERS, IF A DISPUTE ARISES BETWEEN — — USERS, INCLUDING BETWEEN A BORROWER AND AN AFFILIATE LENDER, YOU RELEASE GXX FROM CLAIMS, DEMANDS, AND DAMAGES (ACTUAL AND CONSEQUENTIAL) OF EVERY KIND AND NATURE, KNOWN AND UNKNOWN, SUSPECTED AND UNSUSPECTED, DISCLOSED AND UNDISCLOSED, ARISING OUT OF OR IN ANY WAY CONNECTED WITH SUCH DISPUTE.

PERMITTED — — USE

You agree that:

your use of this website is subject to and governed by these Terms of Use,
you will only access or use this website and transact business with us if you are at least 18 years old,
you will comply with and be bound by these Terms of Use as they appear on this website each time you access and use this website,
each use of this website by you indicates and confirms your assent to, and agreement to be bound by, these Terms of Use, and
these Terms of Use are a legally binding agreement between you and GXX that will be enforceable against you.
You agree that you will not use or attempt to use this website for any purpose other than applying to borrow or lend money through GXX as a bona fide client of GXX. You may not use or attempt to use this website or any part of this site for any purpose:

that interferes with or induces a breach of the contractual relationships between GXX and its employees,
that is any way unlawful or prohibited, or that is harmful or destructive to anyone or their property,
that transmits any advertisements, solicitations, schemes, spam, flooding, or other unsolicited Email, unsolicited commercial communications,
that transmits any harmful or disabling computer codes or viruses,
that harvests Email addresses from this site,
that transmits unsolicited Email to this site or to anyone whose Email address included the domain name under on this website,
that interferes with our network services;
that attempts to gain unauthorized access to our network services,
that suggests an express or implied affiliation with GXX or broker relationship with GXX(without the express written permission of GXX),
that impairs or limits our ability to operate this website or any other person’s ability to access and use this website, and/or
that uses any methods, means or devices to click on to this website or cause a visit to this website for the purpose of manipulating the results of any Internet search engine, or for any other purpose other than conducting mortgage banking related business with GXX as a bona fide client of GXX.
that unlawfully impersonates or otherwise misrepresents your affiliation with any person or entity;
that harms minors in any way, including, but not limited to, transmitting or uploading content that violates child pornography laws, child sexual exploitation laws and laws prohibiting the depiction of minors engaged in sexual conduct;
that transmits or uploads pornographic, violent, obscene, sexually explicit, discriminatory, hateful, threatening, abusive, defamatory, offensive, harassing, or otherwise objectionable content or images;
that harms, threatens, harasses, abuses or intimidates another person in any way or involves images or content that depicts, promotes, encourages, indicates, advocates or tends to incite the commission of a crime or other unlawful activities;
that dilutes or depreciates the name and reputation of GXX or any of its affiliates;
that transmits or uploads any content or images that infringes any third party’s intellectual property rights or infringes any third party’s right of privacy; or
that unlawfully transmits or uploads any confidential, proprietary or trade secret information.
ACCESS TO THIS WEBSITE

GXX reserves the right at all times, in its sole discretion and without notice to you, to deny your access to and use of this website.

— — USE OF THIS WEBSITE

You agree and acknowledge that you have the sole responsibility and liability for your access and use of this website.

INTELLECTUAL PROPERTY RIGHTS

The following marks appearing on this website, including, but not limited to: GXX and the respective logos, emblems, slogans and designs are trademarks and/or service marks of GXX.

“GXX®” is a registered service mark of GXX Inc.

All other marks used on this website are the property of their respective owners.

Web Page Content: You acknowledge and agree that:

all content, Web pages, source code, calculations, products, materials, data, information, text, screens, functionality, services, design, layout, screen interfaces, “look and feel”, and the operation of this website (collectively “Web Page Content”) are protected by various intellectual property laws, including, but not limited to, copyrights, patents, trade secrets, trademarks, and service marks; and
all rights associated with the Web Page Content are owned by GXX, its licensors, or content providers.
Furthermore, you acknowledge and agree that you do not acquire any ownership rights by downloading or viewing any Web Page Content. You further acknowledge and agree that you will not in any way copy, reproduce, publish, create derivative works from, perform, upload, post, distribute, transfer, transmit, modify, adapt, reverse engineer, frame in any Web page, or alter the appearance of any Web Page Content.

You may not use Web Page Content, domain names (in whole or in part), or Email addresses related to or derived from this website, nor any data, trademarks, functionality, service marks, trade names, brand names and/or logos contained within or derived from this website, for any purpose; meaning that you may not, among other prohibited uses, use any Web Page Content, domain names, Email addresses, data, trademarks, service marks, trade names, brand names and/or logos on or derived from this website:

in or as any meta-tag or hidden text;
in or as part of any contextual marketing directory, index, or triggering term;
as content or advertising related to any other website including, but not limited to, comparative/informational websites; and/or
as a variable or data element in any algorithm that causes another Internet browser to appear on, over, or at the same time as the Company’s website or controls the content of any other Internet browser window.
Submissions: You acknowledge and agree that all submissions to GXX containing any comments, improvements, suggestions, and ideas regarding this website will become and remain our exclusive property, including any future rights associated with such submissions, even if the provisions of these Terms of Use are later modified or terminated. This means that you forever disclaim any proprietary rights in such submissions, and you acknowledge GXX’s unrestricted right to use, publish, and commercially exploit, identical, similar, or derivative ideas originating from your submission, in any medium, now and in the future, without notice, compensation or other obligation to you or any other person.

Testimonials: You acknowledge and agree that all testimonials submitted to GXX will become and remain our exclusive property, even if the provisions of these Terms of Use are later modified or terminated. This means that you irrevocably grant to GXX the unrestricted right (now and in the future, without notice, compensation or other obligation to you or any other person) to use your statement, image, likeness, as they may be used, in any medium, in connection with an advertisement or for any other publicity purpose. You further agree that GXX may use any percentage of your testimonial, image, likeness and/or works, in any way that it sees fit, and may exclude your name or use a fictions name herewith.

LINKING

Not Responsible For Links to Other websites: For your convenience, this website may provide links to other websites on the World Wide Web. Unless expressly stated otherwise on this website, GXX does not endorse, approve, sponsor or control, and we are not in any way responsible for, any of the content, services, calculations, information, products or materials available at or through any websites to which this website may provide a link. By using this website you acknowledge and agree that GXX will not be responsible or liable to you or any other person for any damages or claims that might result from your use of such content, services, calculation, information, products or materials.

No Advertising / No Links. GXX does not permit third-party advertising on this website unless such advertising is pre-approved in writing by GXX. Except with the written permission of GXX, you agree that you will not create links from any website or Web page to this website or any Web page within this website.

REVISIONS AND MODIFICATIONS

You agree and acknowledge that we may revise or change these Terms of Use at any time, without notice to you, and you agree that you will be bound by the provisions of these Terms of Use as they appear on this website at the time you access this website. Because these Terms of Use may change, we encourage you to refer back often to these Terms of Use. In addition, you agree and acknowledge that all other content, services, products and materials on or available through this website are subject to updating and revision without notice to you. You further acknowledge and agree that individual modifications to the Terms of Use may not be altered by contract, unless expressly permitted in writing by the President of GXX.

LOCATION

This website provides information regarding services and products that are made available in the United States of America, Canada and or globally (the “Named Jurisdictions”) only. We make no representation that the services or products about which information may be provided on this website will be available (a) outside the Named Jurisdictions or (b) in every jurisdiction within the Named Jurisdictions. You acknowledge and agree that you are responsible for compliance with all federal, state/province and local laws applicable to your access to and use of this website.

— — USER IDS AND PASSWORDS

Certain areas or features of this website may be restricted to users who have obtained a user identification and password by completing a registration process described on this website. Please be sure to protect and maintain the confidentiality of any user identification, password or other identifying information you may obtain in connection with your use of this website. You agree to notify GXX immediately if you believe your user identification, password or other identifying information has been lost, stolen or otherwise compromised. You also acknowledge and agree that you are solely responsible for all damages or claims that may arise from any access to or use of this website by any person to whom you have provided your user identification, password or other identifying information, or by any person who has obtained such information from you, including, but not limited to, any access to or use of this website that may occur after you have notified us that your user identification, password or other identifying information has been lost, stolen or otherwise compromised.

PRIVACY

For information on how GXX uses and protects the personal information that you may provide through this website, please visit: http://gxx.com/ legal/ privacy.

INDEMNIFICATION

If you make any unauthorized use of this website or violate the Terms of Use: (a) you may be in violation of copyright and other applicable laws and may be subject to penalties, and (b) you may be responsible for damages caused to the Company. You agree to indemnify GXX and its affiliates, vendors and licensors, and all of the employees, officers, directors, agents and representatives of GXX and its affiliates, vendors and licensors, against, and to hold all of them harmless from, all costs, claims, damages, expenses or other losses, including attorney’s fees and court costs, that arise from or are related to your use of this website and/or your breach/violation of or failure to comply with the Terms of Use.

DISCLAIMERS

THE WEB PAGE CONTENT ON OR AVAILABLE THROUGH THIS WEBSITE IS PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, GXX DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. GXX MAKES NO REPRESENTATION OR WARRANTY REGARDING THE WEB PAGE CONTENT OR ITS — — USE THEREOF. THE WEB PAGE CONTENT ON OR AVAILABLE THROUGH THIS WEBSITE COULD INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS AND COULD BECOME INACCURATE BECA– — USE OF DEVELOPMENTS OCCURRING AFTER THEIR RESPECTIVE DATES OF PREPARATION OR PUBLICATION. GXX HAS NO OBLIGATION TO MAINTAIN THE CURRENCY OR ACCURACY OF ANY WEB PAGE CONTENT ON OR AVAILABLE THROUGH THIS WEBSITE.

YOU ACKNOWLEDGE AND AGREE THAT GXX IS NOT, AND SHALL NOT BE, RESPONSIBLE FOR THE RESULTS OF ANY DEFECTS THAT MAY EXIST IN THIS WEBSITE OR ITS OPERATION. AS TO THE OPERATION OF THIS WEBSITE, GXX EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. GXX MAKES NO REPRESENTATION OR WARRANTY THAT (A) THE OPERATION OF THIS WEBSITE WILL MEET YOUR OR ANY OTHER — — USER’S REQUIREMENTS; (B) ACCESS TO THE WEBSITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR FREE OF ERRORS, VIR– — USES OR OTHER HARMFUL COMPONENTS; OR (C) ANY DEFECTS IN THIS WEBSITE WILL BE CORRECTED. YOU AGREE THAT YOU, AND NOT GXX, WILL BEAR THE ENTIRE COST OF ALL SERVICING, REPAIR, CORRECTION OR RESTORATION THAT MAY BE NECESSARY FOR YOUR DATA, SOFTWARE PROGRAMS OR COMPUTER EQUIPMENT BECA– — USE OF ANY VIR– — USES, ERRORS OR OTHER PROBLEMS YOU MAY HAVE AS A RESULT OF USING OR VISITING THIS WEBSITE.

LIMITATION OF LIABILITY

YOU AGREE THAT UNDER NO CIRCUMSTANCES WILL GXX BE LIABLE TO YOU OR ANY OTHER PERSON OR ENTITY FOR ANY DAMAGES OR INJURY, INCLUDING ANY DIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES OR ANY DAMAGES OR INJURY CA– — USED BY ERROR, INACCURACY, OMISSION, INTERRUPTION, DEFECT, FAILURE OF PERFORMANCE, DELAY IN OPERATION OR TRANSMISSION, TELECOMMUNICATIONS FAILURE OR COMPUTER VIRUS OR OTHER PROBLEM, THAT MAY RESULT FROM THE — — USE OF, OR THE INABILITY TO — — USE, THIS WEBSITE OR THE WEB PAGE CONTENT ON OR AVAILABLE THROUGH THIS WEBSITE, WHETHER IN AN ACTION ALLEGING BREACH OF CONTRACT, NEGLIGENCE OR ANY OTHER CA– — USE OF ACTION, OR ARISING OUT OF OR IN CONNECTION WITH THE — — USE OR PERFORMANCE OF ANY WEB PAGE CONTENT ON OR AVAILABLE THROUGH THIS WEBSITE. YOU AGREE THAT GXX SHALL NOT BE LIABLE EVEN IF WE OR OUR AUTHORIZED REPRESENTATIVES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. HOWEVER, IN NO EVENT SHALL GXX’s TOTAL LIABILITY TO YOU FOR DAMAGES, LOSSES, AND CA– — USES OF ACTION (WHETHER IN CONTRACT, TORT OR OTHERWISE) EXCEED THE AMOUNT PAID BY YOU, IF ANY, IN ACCESSING OR USING THIS WEBSITE OR WEB PAGE CONTENT THEREON.

GXX AFFILIATES

Agreement to contact and information sharing: If you use this website, including but not limited to making an inquiry as to borrow or lend through GXX, You understand and agree that, we may share the information that you provide, including your personal information, with our Affiliates so that they may respond to your inquiry, including contacting you directly by whatever means available to them. You authorize GXX to share your information, including personal information, in whole or in part, either as provided by you or as summarized by us with any Affiliates.

You acknowledge that GXX is not a party to any agreement or any transaction between you and an Affiliate. The Affiliate is solely responsible for the provision of its products or services to you. You agree that GXX shall not be liable for any damages or costs which arise from your use of the Affiliates’ goods or services.

You understand that in obtaining a product or service from an Affiliate, the Affiliate may determine and impose certain requirements or conditions which limit or prevent you from accessing such product or service. Such requirements or conditions are not determined by, and in fact outside the control of, GXX.

GXX does not endorse, warrant, or guarantee the products, services or information of any of its Affiliates.

Nothing in these Terms of Use or on this website constitutes an offer for a loan commitment, interest rate lock agreement or other financial commitment whatsoever.

By submitting your contact request through this website, you are consenting to be contacted by one or more Affiliates, by telephone (on a recorded line), automated calling, pre-recorded calling, text message, email, fax, telephone or any means, even if you have opted in to the National Do Not Call List, any state equivalent Do Not Call List or the internal Do Not Call List of any company. You understand that the Affiliates may maintain the information you submitted to us even if you decide not to use their services. In the event you no longer want to receive communications from an Affiliate, you agree to notify the Affiliate directly.

For more information regarding our collection, use and sharing of your personal information, please review our Privacy Policy.

Timing. GXX and its Affiliates are not responsible for any delays in processing your information, including in connection with a loan application. For instance, GXX shall not be responsible for delays in loan approval or the transaction closing.

APPLICATION OF ADDITIONAL TERMS

You acknowledge that certain features of this website, as well other products and services of GXX and its Affiliates, including those that may be available through this website, may be subject to terms, conditions and disclaimers in addition to these Terms of Use, and you agree that your use of such products and services will be subject to such additional terms, conditions and disclaimers.

AGREEMENT TO PROVIDE ACCURATE INFORMATION

In making any submission of information to or through this website, you agree to provide accurate, true, current, and complete information upon which GXX and its Affiliates may rely.

You agree to notify GXX or an Affiliate of any changes in any information submitted to us or an Affiliate through this website or directly.

GOVERNING LAW

You agree that these Terms of Use shall be governed by and construed in accordance with the laws of the Province of Ontario, Canada, without giving effect to any principles of conflicts of law. You agree that any action at law or in equity arising out of or relating to these Terms of Use or the use of this website shall be filed only in the provincial or federal courts located in Ottawa, Canada, and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action.

SEVERABILITY

You agree that if any provision of these Terms of Use shall be found to be unlawful or void, or for any reason unenforceable, then that provision shall be deemed severable from the other provisions of these Terms of Use and shall not affect the validity and enforceability of such other provisions.

COPYRIGHT INFRINGEMENT

GXX is committed to protecting copyrights and expects you to do the same. The Digital Millennium Copyright Act of 1998 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any material used or displayed on the GXX infringes your copyright, you (or your agent) may send us a notice requesting that the material be removed, or access to it blocked. If you believe that any material on www.gxx.com infringes a copyright, or any valid intellectual property right, please provide the following information to copyright@gxx.com

A physical or electronic signature that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;
Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works on www.gxx.com are intended to be covered by a single notification, a complete list of such works and details or descriptions as to their locations within the Website;
Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit us to locate the material;
Information reasonably sufficient to permit us to contact the complaining party, such as an address, telephone number, and, if available, an electronic mail address at which the complaining party may be contacted;
A statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and
A statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
Due to security concerns, attachments may not be accepted on notices sent via e-mail. Accordingly, any notification of infringement submitted electronically with an attachment may not be received or processed.

Lender Terms of Use

YOUR — — USE OF THIS WEBSITE AND YOUR TRANSACTIONS CONDUCTED WITH THE COMPANY OR OTHER PERSONS, INCLUDING BORROWERS, THROUGH THIS WEBSITE ARE SUBJECT TO THE GENERAL TERMS OF — — USE AND THE FOLLOWING ADDITIONAL TERMS AND CONDITIONS APPLICABLE TO LENDERS, ALSO REFERRED TO AS “LENDER TERMS OF — — USE”. ACCESSING THE LENDER WEB PAGES OF THE WEBSITE OR OTHERWISE USING THIS WEBSITE IN THE CAPACITY AS A LENDER OR POTENTIAL LENDER CONSTITUTES YOUR ACCEPTANCE OF AND AGREEMENT WITH THE LENDER TERMS OF — — USE WHETHER OR NOT YOU SUBMIT AN “OFFER TO LEND” THROUGH OUR WEBSITE OR COMPLETE ANOTHER TRANSACTION WITH GXX INC. OR ANY THIRD PARTY THROUGH THIS WEBSITE. IF YOU DO NOT AGREE TO THE LENDER TERMS OF — — USE, YOU MAY NOT ACCESS AND — — USE OUR SERVICES.

INTERPRETATION

Terms used in these Lender Terms of Use and not otherwise herein defined shall have the meaning ascribed to such terms in the General Terms of Use .

OUR SERVICES

Our service facilitates the introduction of our Affiliate Lenders to borrowers, but we are not a party to these transactions nor do we review or approve any borrowers that use our service. In addition, we do not review the terms of any loan. You must complete your own due diligence on, and evaluation of, a borrower, appropriate credit checks, any security provided by the borrower, the borrower’s ability to service the loan, and the terms and conditions of each loan. You must prepare and attend to the execution and registration of loan documents you or your professional advisors’ deem appropriate in the circumstances of any loan. In addition, in the event the borrower defaults on the loan or for some other reason you wish to call your loan, take collection or other enforcement actions, you are solely responsible for such actions and all costs associated therewith. It is your responsibility to obtain legal and other professional advice prior to entering into any binding agreement with a borrower or other party.

As an Affiliate Lender, you provide us with certain information that helps us make introductions to borrowers; however, we do not warrant or guarantee that we will make appropriate introductions. IT IS YOUR RESPONSIBILITY TO DETERMINE WHETHER OR NOT TO LEND TO A BORRWER INTRODUCED THROUGH OUR WEBSITE AND THE TERMS OF SUCH LOAN. IN ADDITION, WE DO NOT VERIFY ANY INFORMATION PROVIDED BY A BORROWER, THIS IS YOUR RESPONSIBILITY.

A BORROWER MAY DEFAULT ON A LOAN AND WE ARE NOT RESPONSIBLE WHATSOEVER FOR SUCH DEFAULT NOR WILL WE ASSIST YOU WITH ANY LOAN REALIZATION OR COLLECTION.

YOU REPRESENT, WARRANT, COVENANT AND AGREE:

You will only make an offer to loan if you in good faith and fair dealing wish to enter into a loan transaction with the borrower.

If you enter into a loan agreement with a borrower, you are legally obligated to provide the loan in accordance with, and subject to, such agreement.

The terms and conditions of any loan shall be in accordance with all applicable laws and this is your responsibility.

If the borrower defaults, you are responsible for collecting directly from the borrower and we are not liable to you for such lender’s default nor will we in anyway assist you with any collection activity.

You shall comply with all applicable federal, state/province and municipal/local laws, including but not limited to consumer protection laws, laws governing lenders, money laundering and proceeds of crime laws, privacy laws and criminal laws.

YOU SHALL OBTAIN FROM EACH BORROWER, PRIOR TO ADVANCING FUNDS TO SUCH BORROWER, (i) A CERTIFICATE OF INDEPENDENT LEGAL ADVICE, CONFIRMING THAT THE BORROWER HAS READ, UNDERSTOOD AND AGREES TO ALL THE TERMS AND CONDITIONS OF THE LOAN, AND (ii) A FULL AND FINAL RELEASE AND INDEMNITY IN FAVOUR OF GXX AND its affiliates, vendors and licensors, and all of the employees, officers, directors, agents and representatives of GXX and its affiliates, vendors and licensors, FROM ALL COSTS, CLAIMS, DAMAGES, EXPENSES OR OTHER LOSSES WHATSOEVER, RELATIVE TO THE LOAN, SUCH DOCUMENT TO BE IN FORM AND SUBSTANCE SATISFACTORY TO GXX.

INDEMNIFICATION

You agree to indemnify GXX and its affiliates, vendors and licensors, and all of the employees, officers, directors, agents and representatives of GXX and its affiliates, vendors and licensors, against, and to hold all of them harmless from, all costs, fines, claims, damages, expenses or other losses whatsoever, including attorney’s fees and court costs, that arise from or are related to (i) your breach of the above set out representations, warranties, covenants and agreements, (ii) your breach of or failure to comply with this Agreement, including these Lender Terms of Use, and (iii) a loan made by you to, or other transaction or dealings between you and, a borrower introduced directly or indirectly by us.

LIMITATION OF LIABILITY

WE DO NOT WARRANT OR GUARANTEE IN ANY MANNER THAT A BORROWER HAS NOT COMMITTED, OR WILL NOT COMMIT, A FRAUDULENT ACT IN OBTAINING A LOAN.

WE DO NOT WARRANT OR GUARANTEE IN ANY MANNER THAT THE LENDER WILL RECEIVE ALL OR ANY PORTION OF PRINCIPAL OR INTEREST ON ANY LOAN OR REALIZE ANY PARTICULAR OR EXPECTED RATE OF RETURN FROM THE FUNDS LENT. THE AMOUNT LENDER RECEIVES ON LENDER’S LOANS IS SPECIFICALLY RESTRICTED TO THE BORROWER’S PERFORMANCE UNDER THE LOAN AGREEMENT EVIDENCING THE LOANS, TO WHICH WE ARE NOT A PARTY. WE DO NOT GUARANTEE ANY LOANS OBTAINED THROUGH OUR WEBSITE, MAKE ANY REPRESENTATIONS AS TO A BORROWER’S ABILITY TO PAY AND DO NOT ACT AS A GUARANTOR OF ANY LOAN PAYMENT OR PAYMENTS BY ANY BORROWER.

LENDER FURTHER UNDERSTANDS AND ACKNOWLEDGES THAT THE BORROWER MAY DEFAULT ON THE LOAN, AND THAT SUCH DEFAULTS MAY NEGATIVELY AFFECT THE AMOUNT OF PRINCIPAL AND INTEREST THAT THE LENDER RECEIVES ON SUCH LOANS.

IN NO EVENT SHALL WE BE LIABLE TO YOU FOR ANY LOST PROFITS OR SPECIAL, EXEMPLARY, CONSEQUENTIAL OR PUNITIVE DAMAGES, EVEN IF INFORMED OF THE POSSIBILITY OF SUCH DAMAGES. FURTHERMORE, WE MAKE NO REPRESENTATION OR WARRANTY TO YOU REGARDING THE EFFECT THAT THIS AGREEMENT MAY HAVE UPON THE FOREIGN, FEDERAL, STATE/PROVINCE OR LOCAL/MUNICIPAL TAX LIABILITY TO WHICH YOU ARE SUBJECT.

THE PARTIES HERETO WAIVE A TRIAL BY JURY IN ANY LITIGATION RELATING TO THIS AGREEMENT, A LOAN OR ANY OTHER AGREEMENTS OR OTHER TRANSACTIONS RELATED THERETO.

Dispute Resolution Procedure

Should you have a dispute, issue or problem (a “Dispute”) with our services or processes you must contact us first at the contact details provided below. We will endeavour to find a resolution to the Dispute by direct communication with you in the first instance. You must provide all reasonable assistance to us in finding an acceptable outcome or resolution and you must act reasonably in doing so. Should direct discussion between us and you not resolve the Dispute then both parties must seek to resolve the Dispute through mediation or a professional independent mediator prior to either party commencing legal action in a court of law. This Dispute Resolution Procedure does not waive any of our rights under this Agreement.

GOVERNING LAW

You agree that these Terms of Use shall be governed by and construed in accordance with the laws of the Province of Ontario, Canada, without giving effect to any principles of conflicts of law. You agree that any action at law or in equity arising out of or relating to these Terms of Use or the use of this website shall be filed only in the provincial or federal courts located in Ottawa, Canada, and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action.

SEVERABILITY

You agree that if any provision of these Terms of Use shall be found to be unlawful or void, or for any reason unenforceable, then that provision shall be deemed severable from the other provisions of these Terms of Use and shall not affect the validity and enforceability of such other provisions.

How to Contact Us

If you wish to contact us regarding this agreement or any of our services you can do so at any time via the Contact Us page (this page contains our contact details such as our email and mail addresses).

 
 

Last revised: September, 2014

Your privacy is important to GXX Inc. (“GXX”). This Agreement sets out the information practices of GXX, including what type of information is collected, how the information is used, and with whom the information is shared. Your use of www.gxx.com and other GXX websites and services is conditional upon your acceptance of this Agreement.

This Agreement may be amended from time to time. (See “Further Information”, below, for an explanation of how we will advise you of any future changes.)

In this Agreement, “we”, “our”, “us” and “GXX” mean, as applicable, GXX Inc. and any of its subsidiaries or affiliates and include any program or joint venture any of these parties participates in (individually, a “GXX Group Member” and collectively, the “GXX Group”); “you” and “your” mean an individual who has made application to or through us or otherwise uses any product or service offered by us (“Service”), including any co-applicants, guarantors or personal representatives.

Collecting, using and disclosing your information

1. You agree that We may collect personal information from you and about you such as:

Your name, address, telephone number, nature of your principal business or occupation and date of birth, which is required by law;
Identification, such as a valid driver’s license or passport.
We may also ask for documents such as a recent utility bill to verify your name and address;
Your annual income, assets and liabilities and credit history;
Information we may need in order to provide you with a Service such as health information if you are applying for certain insurance products. In some instances, providing this information is optional;
Information about third parties such as your spouse if you are applying for certain Services, where this information is required by law; and
Information about beneficial owners, intermediaries and other parties, which is required by law.
2. For legal entities such as businesses, partnerships, trusts, estates, clubs or other organizations, we may collect the information referred to above from each director, officer or other authorized person, partner, trustee, executor and club member, as appropriate.

3. We may collect your personal information, and use it, and disclose it to any person or organization for the following purposes:

To confirm your identity;
To understand your needs;
To determine the suitability of our Services for you;
To determine your eligibility for our Services;
To set up, manage and offer Services that meet your needs;
To provide you with ongoing Service;
To satisfy legal and regulatory requirements that we believe are applicable to us, including the requirements of any self-regulatory organizations to which we belong;
To help us collect a debt or enforce an obligation owed to us by you;
To respond to a court order, search warrant or other demand or request which we believe to be valid, or to comply with the rules of production of a court;
To manage and assess our risks;
To investigate and adjudicate insurance claims; and
To prevent or detect fraud or criminal activity or to manage and settle any actual or potential loss in connection with fraud or criminal activity.
4. We may use, give to, obtain, verify, share and exchange credit and other information (except health information) about you with others including credit bureaus, mortgage insurers, creditor insurers, reinsurers, registries, other companies in the GXX Group and other persons with whom you may have financial dealings, as well as any other person as may be permitted or required by law. We may do this throughout the relationship we have with you. You also authorize any person whom we contact in this regard to provide such information to us.

We do not provide directly all the services related to your relationship with us.

1. We may use third party service providers to process or handle personal information on our behalf and to assist us with various services such as printing, mail distribution and marketing, and you acknowledge that we may release information about you to them. Some of our service providers are located outside of Canada. As a result, your personal information may be accessible to regulatory authorities in accordance with the law of these jurisdictions. When personal information is provided to our service providers, we will require them to protect the information in a manner that is consistent with GXX Group privacy policies and practices.

2. We may collect, use and disclose your personal information for income tax reporting purposes, as required by law. In addition, we may ask you for your personal information to verify and report credit information to credit bureaus and credit reporting agencies as well as to confirm your identity. This allows us to keep your personal information separate from that of other customers, particularly those with similar names, and helps maintain the integrity and accuracy of your personal information. You may refuse to consent to its use or disclosure for purposes other than as required by law.

3. We may verify relevant information you give us with third parties and you authorize any person whom we contact in this regard to provide such information to us. We may consult various financial service industry databases or private investigative bodies regarding your use of our Service. You also authorize us to release information about you to these databases and investigative bodies. In Canada, investigative bodies are designated under the regulations of the Personal Information Protection and Electronic Documents Act (PIPEDA) and other applicable regulatory authorities, including self-regulatory bodies to which we are a member.

4. We may give information about you to other members of the GXX Group (where the law allows this) so that these entities may tell you directly about their products and services. This consent will also apply to any companies that form a part of the GXX Group in the future. You also agree that we may provide you with information from third parties we select. Your consent to this is not a condition of doing business with us and you may withdraw it at any time.

5. We may ask you for contact information such as your telephone, mobile or fax number or e-mail address, and keep and use this information as well as disclose it to other members of the GXX Group so that we or any of these companies may contact you directly through these channels for the purpose of marketing, including telemarketing. This consent will also apply to any companies that form a part of the GXX Group in the future. Your consent to this is not a condition of doing business with us and you may withdraw it at any time.

6. If we sell a company in the GXX Group or a portion of the business of a GXX Group Member, we may release the information we hold about you to the prospective purchaser. We will require any prospective purchaser to protect the information provided and to use it in a manner that is consistent with GXX Group privacy policies and practices.

7.We may keep and use information about you in our records for as long as it is needed for the purposes described in this Agreement.

8. You agree that all information that you give us will, at any time, be true and complete. If any personal information changes or becomes inaccurate or out of date, you are required to advise us so we can update our records.

Refusing or withdrawing consent

1. Subject to legal, regulatory and contractual requirements, you can refuse to consent to our collection, use or disclosure of information about you, or you may withdraw your consent to our further collection, use or disclosure of your information at any time in the future by giving us reasonable notice. However, depending on the circumstances, withdrawal of your consent may prevent us from providing you, or continuing to provide you, with some Services or information that may be of value to you.

2. We will act on your instructions as quickly as possible but there may be certain uses of your information that we may not be able to stop immediately.

3. You cannot refuse our collection, use and disclosure of information required by third party service providers essential for the provision of the Services or required by our regulators, including self-regulatory organizations. Some of our service providers are located outside of Canada. As a result, your personal information may be accessible to regulatory authorities in accordance with the law of these jurisdictions.

4. You can tell us at any time to stop using information about you to promote our Services or the products and services of third parties we select, or to stop sharing your information with other members of the GXX Group. If you wish to refuse consent or to withdraw consent as outlined in this Agreement, you may do so at any time by emailing us at privacy@gxx.com or by calling us at 613.747.0777 ext. 111.

Further information

You acknowledge that we may amend this Agreement from time to time to take into consideration changes in legislation or other issues that may arise. We will post the revised Agreement on our website. We may also notify you of any changes to this Agreement by email or posting a notice on the GXX website

Your continued use of the account or Service following notice of such change means that you agree to and accept the new terms and conditions of the Agreement as amended. If you do not agree with any of the changes made or with the new terms of the Agreement, you must immediately stop using the Services.

If you have a general question about this Agreement or any GXX Group Member’s privacy

policies,

Telephone: 613-747-0777 ext. 111

Fax: 613-747-8777

E-mail: privacy@gxx.com

Letter:

GXX Inc. 5330 Canotek Rd Suite 36 Ottawa, ON K1J 9C4 Canada.

Become a licensed financial advisor with GXX and you will have the opportunity to work both locally in
your community as well as globally! A GXX partner works with people in your community and around
the world! GXX will have you working with banks, investment banks, trust Companies, equity lenders,
brokerages and designated lenders worldwide to ensure the best outcome for your clients! GXX is a
global company so there are no limits on where you can help someone reach their financial goals.

Work to inform people from around the world on how to have success with money! Create awareness
about GXX products as well as financial details to ensure your clients have the understanding they need
and want.

GXX services are offered in over 150 languages so communication is very important! Help with GXX
communication around the world. GXX is available through online communication as well as via
telephone customer service.

Support the GXX Company by working with GXX programs and partners in advertising, media, and
administration.

Contact GXX with your career enquiry now!

Contact us today or send in your resume to HR@GXX.COM

Advertise with Us

Get in touch with us!

Translate »